Our Process


Client Consultation

Our mission is to assist institutions and high net worth investors with formulating and implementing cost-effective strategies designed to maximize returns within the context of the client’s expressed tolerance for risk. We work closely with clients to help them clarify their investment objectives and risk parameters.

Strategic Asset Allocation

Our asset allocation process relies generally on Modern Portfolio Theory (MPT) as pioneered by Nobel Laureate Harry Markowitz. We use tools developed by Fiduciary Analytics to implement MPT-based strategies.

Tactical Asset Allocation

MPT-based strategies generally rely on fixed allocations based on the statistical analysis of asset class performance over long time frames. Still, we recognize that market conditions are constantly evolving and so our investment process is implemented flexibly with the goal of reducing risk or seizing opportunities.